Income Protection Insurance is a short term policy designed to help protect your monthly income if you are unable to work due to accident, illness, or unemployment. It provides financial breathing room during unexpected periods away from work, helping you stay on top of essential bills, rent, and other commitments.
With a Corinium Income Protection policy, you can tailor your cover level, excess period, and optional unemployment protection to suit your needs and budget.
You can choose between:
Your chosen option will be shown on your Certificate of Insurance.
If you select Accident & Sickness only, unemployment and carer cover will not apply.
You are eligible for cover at the policy start date if you:
YOU MUST CHECK THE POLICY WORDING CAREFULLY. IT IS YOUR RESPONSIBILITY TO ENSURE THE POLICY MEETS YOUR DEMANDS AND NEEDS AND YOU ARE ELIGIBLE FOR COVER.
WE DO NOT PROVIDE ADVICE ON THE SUITABILITY OF ANY POLICY.
Please download the latest policy documents:
You must:
Contact the administrator within 30 days of the start of your absence from work:
Trent-Services (Administration) Limited, Trent House, Love Lane, Cirencester, GL7 1XD, Email: admin@trent-services.co.uk, Telephone: 01285 626020 (Mon-Fri, 9am-5pm).
Quote your policy number when contacting them.
Send the completed form and any required documents to the administrator.
You must show ongoing:
A continuation form will be issued monthly.
You must show ongoing:
A continuation form will be issued monthly. You may occasionally be asked to obtain additional medical evidence (costs covered).
Corinium Insurance Services offers a range of simple, easy to understand insurance products.
We are a trading style of Trent Services (Administration) Ltd, authorised and regulated by the FCA.
No. Pre existing conditions are excluded from cover.
Up to £2,000 per month or 65% of your normal income, whichever is lower.
Up to 12 months of monthly benefit payments.
Yes. You must be off sick or unemployed for at least 30 days before you can claim.
If you choose disability (accident or sickness) cover and need to claim, you cannot claim for any period of disability (accident or sickness) if you are getting your normal income from your employer for the same period.
If you choose unemployment cover and need to claim, benefit is also not payable for any period for which you are entitled to payment in lieu of notice. This includes compensation you may receive under a settlement agreement.
Yes. You select your excess period during application. It is shown on your Certificate of Insurance.
Yes. You can cancel within the 30 day cooling off period for a full refund (if no claim has been made). After this, premiums stop but are not refunded.
Yes. Please refer to your policy wording for full details.
Your policy continues as long as premiums are paid. It is reviewed annually and ends at age 65, retirement, or if eligibility is no longer met.
No. Each customer must apply individually.
YOU MUST CHECK THE POLICY WORDING CAREFULLY. IT IS YOUR RESPONSIBILITY TO ENSURE THE POLICY MEETS YOUR DEMANDS AND NEEDS.
WE DO NOT PROVIDE ADVICE ON THE SUITABILITY OF ANY POLICY.
Click Get a Quote and follow the on screen instructions.
Your application will be individually underwritten by our in house team.
We do our best to provide you with the highest levels of customer service at all times, however should you wish to make a complaint you should do so by contacting us and detailing the nature of your complaint.
Please refer to the 'Complaints' section of your policy wording as this will provide you with the full complaints procedure that is applicable for your policy.
If you remain dissatisfied with our response, further details will be provided at the appropriate stage of the complaints process.